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STABLE Account information session

Kentucky State Treasurer Allison Ball visited Redwood to provide information about Kentucky’s new Stable Accounts which are aimed at giving people with special needs more independence and financial security.  Video of the entire session can be viewed here.  Below are follow up questions and answers provided by the Treasurer’s office.  For further information, please visit

Can there be automated deposit into a STABLE Kentucky Account?

Yes, you can set up automatic contributions into your account – you can do it either monthly or quarterly.

Are contributions by parents tax deductible at the federal or state level?

Kentucky residents do not get a tax deduction at either level.

What happens to the money when the account holder dies if they are not on Medicaid and there is not another person in the family that has a disability?

The process is similar to if the account holder was on Medicaid, there’s just no Medicaid payback.  The account would pass to that person’s estate and go through probate like any other property they own – Medicaid just wouldn’t get involved.  So the probate court would eventually distribute the money in the account to whomever estate assets are willed to (or if there’s no will, whoever the legal descendants are).

Disability Resources

Transition One Stop is a resource for anyone going through, or helping someone with, a life change, including people with disabilities who may have additional needs during the times of transition we encounter across our life spans.

Social Security Income (SSI) and Social Security Disability (SSD) Processes provides information on the Social Security and Supplemental Security Income disability programs, the largest of several Federal programs that provide assistance to people with disabilities.

National Association for Child Development is a resource for helping children with and without disabilities achieve their innate potential.

Autism Speaks is the world’s leading autism science and advocacy organization.  They provide numerous resources that address autism.

Down Syndrome Association of Greater Cincinnati is a resource that empowers individuals, educates families, and enhances communities in order to celebrate the extraordinary lives of people with Down syndrome.

United Cerebral Palsy is a resource that seeks to advance the independence, productivity, and full citizenship of people with cerebral palsy and other disabilities.

Kentucky Disability Determination Services makes disability determinations in the Commonwealth of Kentucky using Federal regulations.

Cerebral Palsy Group is a national organization that was created so that it may serve the individuals and families who have been diagnosed with cerebral palsy.

Accepted Waivers

Redwood accepts many waivers for both Children’s and Adult Services.

View Waiver Information

Special Needs Toy Guide

If you’ve got some shopping to do for a child with disabilities, check our our Special Needs Toy Guide, which provides information on toys that will meet their needs while supporting ongoing development.


First Steps, Kentucky’s Early Intervention System, First Steps is a statewide early intervention system that provides services to children with developmental disabilities from birth to age 3 and their families. First Steps is Kentucky’s response to the federal Infant-Toddler Program. First Steps offers comprehensive services through a variety of community agencies and service disciplines and is administered by the Department for Public Health in the Cabinet for Health and Family Services.


American Speech and Hearing Association (Parent Page) This section contains parent suggestions broken down by age/grade level.  There is also information about typical speech development, adult and child speech and language, and swallowing and feeding.